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🧮 Free Tools for Canadian Investors

Canadian Investment Tools & Calculators

Everything you need to plan smarter — from calculating your TFSA room to projecting retirement income. All tools are free, built for Canada, and updated for April 2026.

9
Free Tools
100%
Canada-Specific
0
Sign-up Required
⭐ Most Popular Tool
Investment Growth Calculator

See exactly how your money grows with compound interest. Enter your initial deposit, monthly contributions, and time horizon to get a complete year-by-year projection with charts.

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Account Calculators

Registered Account Tools

Calculate your contribution room and project growth for Canada's tax-advantaged accounts.

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Account Tool
TFSA Room Calculator
Find your exact available TFSA contribution room based on your birth year, past contributions, and withdrawals.
2009–2026 limitsLifetime room
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Account Tool
RRSP Contribution Room Calculator
Calculate your RRSP deduction limit based on your income history, carryforward room, and pension adjustments.
$32,490 max 2026Retirement projection
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Account Tool
FHSA Calculator
Project your First Home Savings Account growth. See how tax-free contributions of up to $8,000/year accelerate your first home down payment.
$8,000/year$40,000 lifetime
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Account Tool
RESP Calculator
Calculate your RESP growth including the 20% Canada Education Savings Grant (CESG) on up to $2,500 per year.
CESG includedUp to 18 years
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Growth & Returns

Investment Planning Tools

Project your investment growth and understand how fees and time affect your returns.

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Growth Tool
Investment Growth Calculator
Visualize how your money grows with compound interest over 1–40 years. Includes an interactive chart and year-by-year breakdown.
Chart.js graphsMonthly compounding
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Planning Tool
Retirement Income Calculator
Find out how long your savings will last in retirement. Factor in CPP, OAS, investment income, and your desired monthly spending.
CPP + OASWithdrawal rate
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Cost Tool
ETF Fee (MER) Impact Calculator
See how management expense ratios eat into your returns over time. Compare low-cost ETFs vs. high-fee mutual funds side by side.
MER dragSide-by-side comparison
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Tax Tools

Canadian Tax Calculators

Understand your tax obligations and opportunities as a Canadian investor.

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Tax Tool
Canadian Tax Bracket Calculator
Calculate your federal and provincial marginal tax rate. See your effective tax rate, total tax owing, and after-tax income by province.
All provincesFederal + provincial
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Tax Tool
Capital Gains Tax Calculator
Calculate the capital gains tax on your investment sales in Canada. Includes the 50% inclusion rate and your marginal rate by province.
50% inclusion rateAll provinces
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