🇨🇦 Available to Canadian residents only·Referral code NLX83A — get $25 free
🇨🇦 Canada's most-used Wealthsimple referral code

Get $25 Free
With Wealthsimple.

Open any account with code NLX83A, deposit $100, and $25 is yours. No lock-in. No tricks.

Wealthsimple Referral Code
NLX83A
✓ Active 2026+$25 bonus

$100+ from an outside bank · within 30 days · CIPF protected

🛡️CIPF Protected🇨🇦Canadian Platform💲$0 Commissions5-Min Setup
$25 bonus after a $100 deposit✓ Code verified & active for 2026🏦 CDIC deposit insurance on cash
Simple Process

3 Steps. 5 Minutes. $25 Yours.

1

Click the link below

Opens Wealthsimple with referral code NLX83A pre-filled. No copying needed.

2

Open any account

TFSA, RRSP, FHSA, or non-registered. Takes under 5 minutes with your SIN.

3

Deposit $100 from an outside bank

Within 30 days, and it must come from another institution — moving money between your own Wealthsimple accounts does not qualify.

Start — Get $25 Free →

No minimum investment beyond $100 · Withdraw anytime

Already opened your account?

Finish these 3 steps to get your $25

Signing up is not enough — the bonus only pays once all three are true.

The $25 is paid to you and to us once all three conditions are met, and carries a 180-day hold before it can be withdrawn. The countdown above is our estimate from when you first clicked through — confirm your exact funding deadline in the Wealthsimple app. Terms last verified 2026-08-05.

Platform Benefits

Why 3 Million+ Canadians Choose Wealthsimple

💰

$0 Trading Commissions

Buy any Canadian or US stock or ETF with zero fees — ever. No account minimum.

🛡️

CIPF Protected — Up to $1M

Your investments are protected up to $1 million through CIPF membership.

🧾

Free Tax Returns

File your Canadian taxes free via Wealthsimple Tax. No TurboTax subscription.

Instant Deposits

Start investing immediately — funds are advanced before your bank clears them.

🔢

Fractional Shares

Buy any stock — including high-priced ones — with as little as $1.

📱

Top-Rated Canadian App

Consistently the highest-rated investing app in Canada on iOS and Android.

Ready to open your account?

Use Code NLX83A — Get $25 Free

Open Account — Claim $25 →

Takes 5 minutes · No account minimum · CIPF Protected

Side-by-Side

How Does Wealthsimple Compare?

🍁 Wealthsimple
⭐⭐⭐ Yes
$25 Free
Min. deposit$100
Commissions$0
Free tax returns✓ Yes
Cash card✓ Yes
Claim →
Questrade
⭐⭐ Intermediate
$50 in trades
Min. deposit$1,000
CommissionsFrom $4.95
Free tax returns✗ No
Cash card✗ No
See offer →
TD Direct Investing
Advanced
None
Min. deposit$15,000
Commissions$9.99
Free tax returns✗ No
Cash card✗ No
RBC Direct Investing
Advanced
None
Min. deposit$15,000
Commissions$9.95
Free tax returns✗ No
Cash card✗ No
CIBC Investor's Edge
Advanced
None
Min. deposit$10,000
Commissions$6.95
Free tax returns✗ No
Cash card✗ No

Bonus amounts subject to change. Always verify current offers on each brokerage's website. Full comparison →

Questions & Answers

Everything About the $25 Bonus

The current Wealthsimple referral code is NLX83A. Enter it during signup or use our direct referral link, which applies the code automatically. This gets you a $25 cash bonus after your qualifying $100 deposit.
Yes — Wealthsimple uses all these terms interchangeably. Whether you're searching for a promo code, sign-up code, welcome code, or invite code, they all refer to the same thing. The code NLX83A is currently active.
The minimum qualifying deposit is $100 from an external financial institution, within 30 days of opening your account. The bonus is credited once that deposit clears, and carries a 180-day hold before you can withdraw it. Deposits from within the Wealthsimple ecosystem — internal transfers, peer-to-peer sends, Wealthsimple credit — do not count. It must arrive from an outside institution.
Yes — but time matters. If you've already made your first deposit, you have a 7-day window to add the code in the app (tap 🎁 → "Have a Code?"). After 7 days, the option disappears. If you haven't deposited yet, there's no time limit — add the code any time, then fund within 30 days.
The $25 bonus has a 180-day hold period. You can see it in your account but can't withdraw it for roughly 6 months. Your original deposit is accessible normally — only the bonus amount is held.
Wealthsimple does not issue a T4A slip for referral bonuses. However, the CRA may consider cash bonuses taxable income. The $25 is a small amount but you are ultimately responsible for reporting it. When in doubt, consult a tax professional.
Yes — the bonus applies when opening any new Wealthsimple account, including TFSA, RRSP, FHSA, and non-registered accounts. You only need to open one qualifying account.
No. Deposit $100+, receive the $25 bonus, and withdraw your original deposit whenever you want. There are no withdrawal fees on Wealthsimple. The $25 bonus itself has a 180-day hold, but your own money is always accessible.
Yes — Wealthsimple is a Canadian platform and the referral bonus is only available to Canadian residents of legal age in their province. You'll need a valid SIN (Social Insurance Number).
No. InvestReferral.ca is an independent Canadian site. We may earn a referral reward when you sign up through our link — this is how the Wealthsimple referral program works for any user. We're not sponsored by or affiliated with Wealthsimple Inc.
NLX83A

Your $25 Is
Sitting There.

Takes 5 minutes. No minimum investment. No lock-in period. No reason not to.

Get $25 Free — Open Wealthsimple →
✓ Code: NLX83A✓ Deposit $100 from your bank✓ Fund within 30 days
Referral Code
NLX83A
Get $25 Free →